Glossary
- 80-10-10 loan
- Abstract of title
- Acceleration clause
- Acre
- Adjustable Rate Mortgage, or ARM
- Alternative mortgage products
- Amortization schedule
- Amortization term
- Annual Percentage Rate (APR)
- Appraisal
- Appraised value
- Appraiser
- Appreciation
- ARM
- Assessed value
- Assumable mortgage
- Balloon mortgage
- Basis points
- Binder
- Biweekly mortgage
- Bridge loan
- Broker
- Broker premium
- Built-ins
- Buy down
- Caps
- Certificate of title
- Chattel
- Clear title
- Closing
- Closing costs
- Closing statement
- Cloud on tile
- Commission
- Commitment Letter
- Common area assessment
- Comparables, or "comps"
- Condominium
- Conforming loan
- Contiguous
- Contingency
- Contract
- Conventional mortgage
- Convertible ARM
- Cooperative, or co-op
- Cost-of-funds index, or COIF
- Covenant
- Credit report
- Deed
- Depreciation
- Discount points
- Down payment
- Earnest money deposit
- Easement
- Eminent domain
- Encumbrance
- Equal Credit Opportunity Act
- Equity
- Escrow payment
- Fair Credit Reporting Act
- Fair market value
- Fannie Mae
- Federal Housing Administration (FHA)
- FHA mortgage
- First mortgage
- Fixed-rate mortgage
- Flood insurance
- Foreclosure
- Freddie Mac
- Ginny Mae
- Good faith estimate
- Government National Mortgage Association (GNOME)
- Hazard insurance
- Home inspection
- Homeowners association
- Housing expense ratio
- HUD-1 statement
- Hybrid mortgage
- Index
- Indexed rate
- Interest tax deduction
- Jumbo mortgages
- Lease-purchase mortgage
- Lien
- Lies pending
- Lifetime rate cap
- Livery of seizing
- Loan origination
- Loan-to-value (LTV) ratio
- Lock-and-float
- Lock or lock-in
- Low-down mortgage
- Margin
- Maturity
- Mortgage
- Mortgage banker
- Mortgage broker
- Mortgage insurance
- Negative amortization
- Note
- Origination fee
- Owner financing
- Periodic rate cap
- PITI
- PITI reserves
- Planned Unit Development (PUD)
- Plat
- PMI
- Points
- Pre-approval
- Pre-payment penalty
- Pre-payment plan
- Pre-qualification
- Private mortgage insurance, or PMI
- Quit claim deed
- Radon
- Rate lock
- Real estate agent
- Real Estate Settlement Procedures Act (RSPA)
- Realtor®
- Reelection
- Refinancing
- Restrictive covenant
- Roll-in loans
- Rural Housing Service (RHS)
- Sale agreement
- Secondary mortgage market
- Second mortgage
- Servicer
- Settlement
- Sub prime mortgage
- Title
- Title binder
- Title company
- Title insurance
- Title search
- Transfer tax
- Treasury index
- Truth-in-Lending
- Two-step mortgage
- Underwriter
- VA mortgage
- Warranty deed
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