New Mortgage Milestones

The third quarter turned in some more positive results on the housing industry as a whole, and mortgage borrowing in particular. The Globe and Mail reported on two key milestones yesterday. First, as of September 30th, the mortgage delinquency rate was 4.99%....

What Languages Do You Speak At Home?

We spend a lot of time blogging about everything surrounding the places we live — homes, markets, interest rates, maintenance, etc…. But of course, even more important are what goes inside our homes: us. America has always been a melting pot, but just how...

A Global Look at The U.S. Housing Market

This blog has covered a few times the impact that foreign affairs can have on the U.S. housing market, but sometimes it can be useful to look not just at direct impact, but at global comparisons. Jonathan Lansner over at The OC Register did us the favor of compiling a...

Mortgage Rates: An Historical Perspective

Literally every day there are prognostications about the rate of mortgage applications, based on projections of future interest rates. You know what? That’s crazy. And it’s even crazier to make your purchasing decision on projected rate moves. Sure, 1/4pt...

“Home”: Cheap Purchase or Lucrative Investment?

One of the most interesting things about America is the relationship between the state and the federal governments. There’s also the corollary: what should the federal policy be for such a large and diverse country? When it comes to housing, it seems that...