by Jim Crowder | Apr 22, 2015 | HOUSING MARKET
Of course, the title is kind of a joke — it would be more than a little surprising if it had. But wouldn’t it be nice if it had? “A stitch in time saves nine” is a proverb that homeowners would do well to heed, because those proverbial stitches...
by Jim Crowder | Apr 21, 2015 | HOUSING MARKET
If you’re the sort of person who loves following the thoughts of a good policy wonk, and you’re interested in the mortgage industry, then this is the big week for you. The annual American Mortgage Conference is taking place this week, in Raleigh, NC. If...
by Jim Crowder | Apr 20, 2015 | HOUSING MARKET
Spring cleaning is a tried-and-true tradition — but that doesn’t make it any more pleasant. We’re already one month past the Vernal Equinox, and if you haven’t yet started your spring cleaning, you’re probably not alone. Thankfully for...
by Jim Crowder | Apr 17, 2015 | HOUSING MARKET
One of the great benefits of home ownership is the ability to take tax deductions unavailable to those who are renting. And that’s not just limited to your interest payment — you can often get great tax benefits from home improvements. But in order to do...
by Jim Crowder | Apr 16, 2015 | HOUSING MARKET
Primary Mortgage Insurance (PMI) is a payment with which most new homeowners must contend. Generally, you have to pay PMI if your equity (i.e., your down-payment on a new purchase) is below a certain threshold. For many people, that can be worth it, because in...
by Jim Crowder | Apr 15, 2015 | HOUSING MARKET
One of the great things that humans can do is make predictions. The quality of those predictions is an entirely different matter. Nevertheless, it’s fun to think about where we’ll be in 10, 20, or 100 years — and for the shorter periods, it can be...