Baby Steps in Mortgage Reform

A few months ago, this blog covered plans by U.S. lawmakers to try and push through some mortgage reform — clearly an uphill battle. According to MarketWatch, any such legislative overhauls may take a while — Congress appears to be in no hurry. However,...

Spend Now to Save Later

There are countless areas in our lives where spending a little bit of money now can save us a great deal in the long run. This Mashable Article covers the basics, like buying a coffee machine instead of forking over $4 to Starbucks every day. But it also covers a lot...

Danger, Will Robinson!

Sorry to mix metaphors, but, “The sky is falling!” Actually, the real problem is, whether you’re making allusions to Chicken Little or Lost in Space, it’s very difficult for experts, never mind laymen, to differentiate from real vs. imagined...

Time to Call Your Congressman (Maybe)

U.S. Senator Richard Shelby (R-Ala.), Chairman of the United States Senate Committee on Banking, Housing, and Urban Affairs, released the text of the discussion draft of “The Financial Regulatory Improvement Act of 2015.” Key highlights from the draft...

Before You Buy: Understand Your HOA

Many first-time home-buyers may not have heard of home owners associations (HOAs), but they’re very common for a lot of properties. You’ll almost certainly see them if you’re purchasing a condominium or townhouse, but they’re also frequent in...

6 Tips for First-Time Buyers

Everyone who’s ever purchased a home can remember how overwhelming the experience was the first time he or she did it. There is a lot of ground to cover, and the landscape is continually changing. Recent blog posts have covered some mortgage terminology, and...