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I imagine you weren't sure you were either. However, banks have you pegged as one or the other, and it contributes significantly to your ability to secure a mortgage. A transactor pays off credit card bills each month, or makes more than the minimum payment. A...

Edward Pinto, codirector of the Internal Center on Housing Risk at the American Enterprise Institute, has a piece in Forbes admonishing that the 30-year mortgage should disappear. His primary reasons are that it fails to accrue wealth for most disadvantaged Americans....

As the weather warms each year, historically, the real estate market experiences a surge. Forbes has some thoughts on the advantages and disadvantages of buying or selling in the Spring. The article explores how the increase in inventory is countered by an increase in...

MarketWatch reports that 30-day delinquencies reached a 16-year low in March. Overall delinquencies in March were at their lowest since 2007. And, the number of homes in foreclosure was at its lowest since October 2007. Data provider Black Knight provided the numbers,...

Yahoo Finance has an article about the top 1% of housing markets in the U.S., and how those markets have leveled off. They cover The Hamptons, NY, and Greenwich, CT, Aspen, CO, and the Westside and Downtown Los Angeles, CA are all covered. Jonathan Miller, president...

BusinessInsider.com has an interesting piece about how the Japanese are affecting U.S. real estate rates. Insurance companies are coming to the U.S. to find investments that make quality returns, because of the high number of payouts due to the aging of Japan's...

After the necessary tightening following the financial collapse, mortgages are now becoming easier to obtain. As always, stellar credit allows for the best options, but 66% of refinances applied for are approved these days—as opposed to 51% in 2014. Money magazine has...

Virtual reality, or VR, allows the user an immersive visual experience. When applied to home buying, it offers a prospective shopper—who could be in another country—the ability to tour the home from anywhere, and at any time. 3D photography was a big technological...

ValueInsured, based in Dallas, has created a new insurance product protecting down-payments. Diana Olick at CNBC published an article examining the new protection plan. The product, +Plus, insures your down-payment investment for 7 years, and is only available for...

Economists at Moody’s Analytics gave MONEY magazine home price projections for the next 5 years. While the projections are limited to the 20 biggest metropolitan areas in the country, the information is still useful if you live elsewhere. In short, the economists...