by Jim Crowder | Jan 15, 2016 | GENERAL
For most people who aren’t economists, we tend to think of markets as singular, localized things (e.g., we think of “the” housing market). But the truth is, markets tend to vary quite a bit regionally, and as this blog has pointed out before,...
by Jim Crowder | Jan 15, 2016 | GENERAL
Whether you think we’re actually in a housing bubble, and whether we are or not in actuality, doesn’t really matter, in the long term. The truth of the matter is, almost certainly we will find ourselves in one again. They happen regularly, and in lots of...
by Jim Crowder | Jan 13, 2016 | GENERAL
We’ve covered the Fannie/Freddie issue before — the institutions are still precariously balanced, there’s broad support to overhaul them, but there’s huge debate on exactly how to overhaul them. Housingwire has a blog post that...
by Jim Crowder | Jan 13, 2016 | GENERAL
The premise of The Big Short, per Wikipedia, is “when four outsiders saw what the big banks, media and government refused to, the global collapse of the economy, they had an idea: The Big Short.” The comedy stars Brad Pitt, and is getting knockout reviews...
by Jim Crowder | Jan 11, 2016 | GENERAL
Surely, for most Americans, the idea of lying on any official form, let alone something as significant as a mortgage application, would be nearly unthinkable. It probably wouldn’t even cross your mind. But, as this article from South Florida indicates,...