by Jim Crowder | Feb 16, 2016 | GENERAL
A few weeks ago I wrote about a blog post from the Federal Reserve. In their blog post, they had explained why the rate hike shouldn’t impact long-term mortgage rates. And they were right. In fact, we’ve seen exactly the opposite happen. We’ve had...
by Jim Crowder | Feb 12, 2016 | GENERAL
This blog covered in a post last month the fact that the Fed has indicated a commitment to keeping long-term interest rates in the housing market low. In fact, as we also reported, the Fed rate hike was unlikely to affect long-term, fixed-rate mortgages. However,...
by Jim Crowder | Feb 11, 2016 | GENERAL
Fitch, the rating agency, released their predictions for the 2016 housing market, and concluded that, “low oil prices, generally robust employment growth, demographics, pent-up demand, still attractive affordability/housing valuations, and a steady,...
by Jim Crowder | Feb 10, 2016 | GENERAL
Everyone knows that student debt is mounting. There’s an entire generation coming of age under a mountain of debt, with the value of that debt (in terms of job prospects) being somewhat questionable. In a somewhat under-reported change in mortgage regulations,...
by Jim Crowder | Feb 9, 2016 | GENERAL
U.S. demographics are changing. Much of the talk around that topic focuses on aging Boomers and the migration of Millennials back into cities. But there are other demographic changes as well. The caucasian population will start to shrink in the next ten years, while...