Millennials Continue Moving to Suburbs

Debt and high home-prices are motivating factors for millennials to move away from cities, and into suburban areas. While rates remain near an all-time low, opportunities abound for more space at affordable prices. This CNBC article with accompanying video details the...

African American? Pick Me! I Promise I’ll Respond.

OK, everyone knows that there’s still discrimination. In fact, there probably always will be. But in a slightly weird piece of data, from a slightly weird source (phys.org), it would seem that the big discrimination still happening in the mortgage industry comes...

Thinking on Stephen Karam’s New Play: The Humans

This is slightly off-topic for this blog, but I think it has some relevance, and I think that for those of us who think long-term, it might be very important to the industry. The New Yorker has a piece on the play, which focuses on the challenges of longer life,...

Time to Invest? Look at a HELOC.

I’m not an investment advisor — so don’t take this as advice; this is just me thinking out loud. Berkshire-Hathaway’s shareholder letter came out last week. As always, it’s well worth the read, if for no other reason than to be...

5% Housing Price Increase This Year

Crystal balls are great. Averaging everyone’s crystal ball together makes them even better. That’s kind of the way I look at polls about the future. Kind of a meta crystal ball. And to make things even more meta, Reuters has gone and looked at more...